Arranging insurance protection that reliably addresses the risks that are unique to your business is one of the vital components needed to ensure the continued success of your company. A well thought out insurance program will help to protect your business from the financial consequences that result from stolen or damaged property as well as defending lawsuits. If you are interested in obtaining a premium quotation, please complete our Equipment Application.

There are many coverage variables available to you which can have an impact on the scope of the coverage being offered, as well as the policy premium. Click here to learn more about these important options.

When renting equipment to others, it is important that a contract is executed between the rental house (lessor) and the customer (lessee). Furthermore, it is responsibility of the lessor to ensure that the lessee is in full compliance with all of the terms of the insurance section of the Rental Agreement. The insurance section of the Rental Agreement typically addresses the types and amounts of insurance coverage that the lessee is required to carry. Click here to find out more about the important terms and conditions that should be included in every Rental Agreement.

The following list provides an introduction to some of the valuable coverages that are available for a Equipment Rental Company.

Accounts Receivable
Boiler & Machinery Coverage
Buildings (Real Property)
Business Interruption
Business Personal Property Owned By You (Contents)
Business Personal Property Owned By Others (Contents) for which you may be legally liable
Earthquake
Electronic Data Processing Equipment
Equipment (Owned and/or Rented Equipment)
Extra Expense
Flood
Improvements & Betterments
Intellectual Property
Leasehold Interest
Loss of Utilities
Ocean Cargo
Off Premises Power Failure
Ordinance or Law
Plate Glass
Signs, Canopies & Awnings
Valuable Papers

Premises and Operations
Products and Completed Operations
Personal and Advertising Injury
Damage to Rented Premises
Employee Benefits Liability
Contractual Liability

BUSINESS AUTOMOBILE

Non-Owned & Hired Automobile coverage including:
Non-Owned & Hired Automobile Liability
Hired Automobile Physical Damage
Owned Automobile coverage including:
Business Automobile Liability
Statutory Personal Injury Protection
Additional Personal Injury Protection
Uninsured Motorist
Underinsured Motorist
Comprehensive
Collision
Rental Reimbursement
Towing & Labor
Drive Other Car Coverage (DOC)

Workers Compensation & Employers Liability
Voluntary Compensation
Statutory Disability Benefit Income Coverage (Mandatory in NY, CA, NJ, RI, HI & Puerto Rico)

Employee Dishonesty including: